Hollander Insurance provides comprehensive insurance products to those in Dubuque, Iowa, as well as Illinois and Wisconsin. For most people in the area, it is critical to have the right balance of insurance products to minimize risk without going over your budget. Protecting your financial interests is possible when you work with Hollander Insurance. We offer a range of personal insurance lines to help minimize the financial impact of accidents and other events. Here are some of the types of policies we offer.
Auto Insurance
Personal auto insurance is an important investment for anyone that owns a car. A simple accident, no matter who caused it, could lead to thousands of dollars in damage repair needs. More so, it may mean you don’t have a car to get around. With proper auto insurance in Iowa, you don’t have to worry about those risks.
Under Iowa law, every driver and owner of a vehicle must maintain proper car insurance. The minimum levels of coverage for the state include:
- $20,000 minimum per person and $40,000 minimum per accident in bodily injury liability insurance coverage
- $15,000 minimum coverage in property damage liability coverage
- $20,000 minimum per person and $40,000 minimum per accident in underinsured bodily injury coverage
- $20,000 minimum per person and $40,000 minimum per accident in underinsured motorist bodily injury coverage
These are minimum requirements but may not be enough to cover all necessary risks. Our team will work with you to ensure you get proper coverage to meet all of your needs.
Beyond liability insurance coverage, we may also recommend comprehensive auto insurance to provide coverage for fires, theft, and other accident losses. You may also benefit from collision insurance to cover costs related to damage your cause to your car. Let our team work with you to determine the right package of coverage to meet each of your needs.
Motorcycle Insurance
If you love spending your days on a motorcycle, you know the value of that bike. Our team can offer coverage to minimize financial risk to you. That may include coverage to protect the asset itself from damage, liability insurance that may be required, and coverage for theft. If you have an older motorcycle or one that has customized parts, we can update your policy to properly reflect the value of the bike. That means that you can rest easy knowing your motorcycle has ample protection in many accidents.
Homeowners Insurance
Homeowners insurance may be a requirement by your lender if you have a mortgage. Even if you don’t, having protection on your home helps minimize the risk that a fire, theft, or even vandalism leaves you without a place to live. Our team works carefully with you to get the right combination of features to protect your investment. That may include coverage for the structure of the home, the contents, including your personal belongings, any detached buildings, and structures, as well as liability insurance to minimize claims made against you.
Renters Insurance
As a renter, you cannot count on your landlord or property management company’s insurance to protect your assets or minimize your liability risks. That’s why it is so important to work with our team to get into a renter’s insurance policy that ensures long-term benefits and keeps costs low.
Condo Insurance
Condo insurance is designed to provide you with protection from risks to the structural components of your home that you own. It helps to minimize risks associated with common or shared areas, too. Our condo insurance policies can help provide you with ample protection even when you live with others with shared amenities.
Flood Insurance
Many people in our area need help with flood insurance. Flood insurance may be necessary for some areas due to the higher risk of flooding. Our team helps you determine if you need flood insurance and offers comprehensive but affordable solutions to fit most needs. Floods can be devastating without this type of financial support.
ATV, Boat, and RV Insurance
Having fun with an RV, ATV, boat, or other type of vehicle doesn’t have to be limited by financial risk. With a policy designed to address the specific types of vehicles you have, including how often you use them, the features on them, and who is using them, you can rest easy knowing your assets are protected. Many times, these are highly valuable vehicles that warrant ample insurance protection. In some cases, you may need liability insurance to operate them legally as well. We can help you.
Umbrella Insurance
Umbrella insurance is a type of failsafe. It helps to extend the liability insurance coverage you have well beyond what you may have on other insurance policies. For example, with this policy, you have more insurance protection should someone file a claim against you worth hundreds of thousands of dollars (depending on the amount of coverage you select for your policy).
Life Insurance
Don’t overlook the importance of purchasing life insurance, especially if you have dependents who rely on your income to maintain their quality of life. Our life insurance products range widely to meet the needs of most people. Whether you need a term policy for just a few years until your children are grown, or you want a whole life insurance policy that may offer financial incentives and benefits during your lifetime, we can help you find just the right protection for your needs. Our life insurance policies can fit most needs.
Get a Quote for Insurance in Iowa from Hollander Insurance Now
There is no way to know what types of risks you may face in the coming years. Having quality personal insurance policies in place to protect against many of those risks is the best possible way to ensure you get the help you need if something goes wrong.
Our team at Hollander Insurance is ready to help you. Request a quote from us today to learn how affordable protection and peace of mind can be for your company. Connect with us now to get a quote for any type of policy you may need.